| Loan Type |
Description |
APR* |
Repayment |
Conditions |
| New/Used Auto/Truck |
2006 and newer |
2.99% - 15.00% |
36-84 months |
Up to 100% Book Value or purchase price |
| Older Auto/Truck |
2005 and older |
3.24% - 15.00% |
36-84 months |
Up to 100% Book Value or purchase price |
| Classic Auto |
20+ years old |
7.99% - 15.00% |
48 months |
Up to 80% of Book Value |
| Newer RVs/Boats/ Trailers |
2005 and newer |
6.25% - 15.00% |
to 120 months |
Up to 90% purchase price or retail value |
| Older RVs/Boats/Trailers |
2004 and older |
7.50% - 15.00% |
to 120 months |
Up to 90% retail value |
| New/Used Motorcycles/ATVs |
Motorcycles, ATVs, Snowmobiles, Jet Skis |
7.99% - 15.00% |
48 months |
Up to 90% purchase price or 100% N.A.D.A. High Book |
| First Mortgage 10-Year |
|
3.99% - 11.09% |
10-year |
80% LTV |
| First Mortgage 15-Year |
|
4.74% - 11.64% |
15-year |
80% LTV, 7-year Call , in-house, no orig (no 7-yr call for balances under $90k or 12 yr terms) |
| First Mortgage 20-Year |
|
5.25% - 11.90% |
20-year |
80% LTV, 7-year Call , in-house, no orig |
| First Mortgage 30-Year |
|
5.40% - 12.05% |
30-year |
80% LTV, 7-year Call , in-house, no orig |
| HELOC- Home Equity Line of Credit |
|
4.00% - 15.00% | 20-years |
80% LTV, 5 yr draw, 15-year repayment |
| Home Equity Loan |
|
4.75% - 15.00% |
Up to 180 months |
Up to 80% LTV |
| Bare Land Loan |
Unimproved Land |
5.49% - 14.05% |
60-120 months 20yr w/5yr balloon |
50% Tax Asmt to $50k 70% Appraisal to $100k |